Enhance Your Home's Appeal with Outdoor Lighting in Your Area
Why hold off adding beauty, safely and security to your home? Our financing options will make your outdoor illumination possible on a timetable that works for you. Whether you want to increase curb appeal, highlight your landscape, or increase the safety at night, our flexible payment options can make your outdoor lighting dreams a reality.
Discover Our Light It Right Payment Program
Outdoor Lighting Perspectives’ Light It Right Payment Program allows clients to move forward with their landscape lighting project without the up-front investment. We offer many options including same-as-cash and low interest payment options.
Get Pre-Qualified with No Impact on Your Credit
Outdoor Lighting Perspectives will get a notification when you are pre-qualified and we will reach out to you. Your pre-qualification is good for 30 days and it won’t impact your credit when you apply for it.***
Pre-Qualify for 12 Months Same-As-Cash Financing
Pre-Qualify for 12 Months Same-As-Cash Financing*
Pre-Qualify for Low APR Financing for 5 Years
Pre-Qualify for 9.99% APR for 5 Years**
Illuminate Your Space with Our Custom Lighting Solutions
Whether you want to illuminate your patio or entire yard, OLP has an outdoor lighting solution that will perfectly fit your needs. Contact us today at (916) 794-8963 to learn more!
Financing Options Available in Select Locations
Financing available in select locations.
Details on 12 Months Same-As-Cash Financing*
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of 3/26/24, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
Details on 9.99% APR Financing for 5 Years**
**Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $21.24 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Prequalification Process and Credit Inquiry Details***
***There is no hard credit pull during Prequalification, but there will be a hard credit pull if a prequalified applicant chooses to apply for a loan.
Commonly Asked Questions
How does the Light It Right Payment Program work?
The Light It Right Payment Program allows you to proceed with your outdoor lighting project without needing to pay the full amount upfront. We offer various financing options, including 12 months same-as-cash and low APR financing for up to 5 years. This program makes it easier to manage your budget while enhancing your home's exterior.
Will applying for pre-qualification affect my credit score?
No, applying for pre-qualification through our program will not impact your credit score. The pre-qualification process involves a soft credit inquiry, which does not affect your credit rating. However, if you decide to proceed with the loan application after pre-qualification, a hard credit inquiry will be conducted.
What financing options are available for outdoor lighting projects?
We offer two main financing options: 12 months same-as-cash financing and a 9.99% APR financing for 5 years. The same-as-cash option allows you to pay off the loan within 12 months without accruing interest, while the low APR option provides a fixed interest rate over a 5-year term. Both options are designed to make your outdoor lighting project more affordable.
